For payment of transportation or other ancillary services via Internet Points of Sale (IPOS) against bank cards of international payment systems, TCH offers to agencies and sub-agencies to use fit-for-all payment solution based on TCH Payment gateway (e-commerce technology). Payment gateway functionality supports several forms of payment, i.e. payment against bank cards and other payment methods.
Moreover, Internet-based payment solution developed by TCH enables payment for transportation issued on ATSS STDs, as well as other ancillary services provided to clients, e.g. agency service fees, insurance and airport transfer services (Aeroexpress services as an example), air services booked outside TCH neutral session, etc.
After testing of IPOS, TCH issues IPOS Qualification Certificate. If the agency shows successful testing results and the website meets all TCH requirements under above mentioned Additional Agreement Acquiring-Agency/12, TCH arranges commissioning of bank card payment system in the IPOS.
3D Secure technology is a part of global programs Verified by Visa by Visa International and MasterCard SecureCode by MasterCard Worldwide developed for providing and support secure and reliable payment tools for products and services within global Internet network.
Globally, more than 15 million holders of Visa and MasterCard cards are dedicated users of Verified by Visa and MasterCard SecureCode products when purchasing via the Internet. Currently, the 3D Secure technology is embedded in over 40 thousand Internet shops and over 15 thousand banks throughout the World.
3D Secure technology has proved to be the most advanced standard for secure transactions, allowing to zero the fraud risk by virtue of mandatory authentication of card holder at the time of purchase. This authentication takes place at the Issuing Bank special server. In order to be authenticated, a Customer is required to enter login and password being in his strict personal domain. Therefore, regular credit card data such as number or validity, which can be “intercepted” by a fraudster, will be insufficient for an Internet transaction. Moreover, safe data transmission is secured by Secure Sockets Layer protocol (SSL) 3.0. Data is exchanged via closed networks of maximum protection level and compliant with PCI DSS audit. Capturing, processing and storage of customer confidential data (card details, registration data, etc.) are performed by processing centre holding PCI DSS certificate.
In case of any questions related to Internet acquiring and card payments for air services, please contact TCH Plastic Cards Department:
phone: +7 (495) 660-19-77, E-mail: ORPK@tch.ru Head of Plastic Cards Department - Alexander Golovkin