Payment Methods

VPOS enables payment against the following cards:

Payment SystemCard TypesRemark
VISA InternationalVISA Classic, Gold, Platinum, etc. 
 VISA ElectronIf issuing bank authorizes to enter card details manually
Mastercard WorldwideMastercard Classic, Gold, Platinum, etc. 
 Maestro, Mastercard ElectronicIf issuing bank authorizes to enter card details manually
American ExpressAmerican ExpressIntegration in progress
Diners ClubDiners ClubIntegration in progress
JCBJCBIntegration in progress
UnionPay (China Unionpay)UnionPayfrom March 2016

 

Features

1. Integration with Reservation Systems

VPOS operates autonomously from any reservation system and is not integrated with GDS/ADS. Results of VPOS payment are imported into PNR by ticketing agents manually. Autonomous operation of VPOS enables to use this tool for manual payment of various transportation and ancillary services.

2. Data Import

Booking details, including authorization amount and payment card details (number, validity period, etc.) are imported by ticketing agents manually.

3. E-Ticketing

Integration of VPOS with TCH ETC enables e-ticketing of service paid by card facilitating automated reporting, control and settlement with agencies. For this purpose TCH ETC automatically generates Electronic Miscellaneous Document (EMD).

4. Refund to Card

Moneys are refunded to card by the agent via VPOS by activating the relevant functionality and entering the refunded amount manually. On average, refund to card takes 2-3 business days from refund transaction made by the agent via VPOS.

5. Advice Slip

VPOS has a functionality for automatic generation and printing of advice slip by the agent for card payment after authorization is complete.

6. Limiting Factors

  • Currently, VPOS cannot be used for payment of transportation or other content under PK FOP. This is a temporary setback. Functionality upgrades are in progress.
  • Due to technical features of the tool (manual entering of payment details, lack of hardware devices like PINPAD, etc.) issuers can restrict servicing of electronic cards (like VISA Electron, Maestro) or any other cards requiring electronic entering of card details and/or mandatory PIN entering when payment is made via commercial network.